post Category: Falcon Insurance Videos post Comments (0) postMarch 13, 2010

Dr. Edelman talks to Adam Levbarg, a person living with type 1 diabetes, who has traveled in many parts of the world, while its operating conditions. Adam throws a light on the best travel abroad, including the method used for packing suggestions, questions the policy, rules and language barriers. He shares how travel has taught him things about his diabetes management, and has encouraged people not let diabetes scare away from exploring the world. Series: UnderThe control of diabetes [10/2008] [Health and Medicine] [Show ID: 15232]

http://www.youtube.com/watch?v=rigXj1MjRuU&hl=en

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post Category: Falcon Insurance Videos post Comments (0) postMarch 12, 2010

ตลก ดี

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post Category: Falcon Insurance Videos post Comments (0) postMarch 11, 2010

This is my first Lego movie so it’s not the best but bear with me also try not to leave any profanity in your comments

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post Category: Falcon Insurance Articles post Comments (0) postMarch 10, 2010

The following rankings are based on a fantasy football player’s year to end season value. If a draft or auction were to occur today this is the rank and value we place on the players based on their past performance and predicted future production. The basis for the valuations is a 10 team league starting 1 QB 2 RB 2 WR 1 TE 1 K 1 Defense with a 50% yardage and 50% TD scoring system with no points awarded for receptions. The rankings are updated every Tuesday morning, allowing players to value their teams, analyze player values for trades and plan future moves to get the most return out of your Fantasy Football players.

RANK PLAYER DESCRIPTION AUCTION $

1 Chris Johnson Titans, RB

Faster than a speeding Usain Bolt, more powerful than a locomotive, able to jump tall lineman on a 4th down, it’s a Falcon it’s a Jet, it’s Chris Johnson. $44

2 Adrian Peterson Vikings, RB

Despite having some erratic games and fumbling issues, if anyone’s going to have a record setting year in ‘10, it feels like it could be AP. $40

3 Maurice Jones-Drew Jaguars, RB

2009 stats feel like it could be his ceiling, even so, no complaints…..offense remains stable and a repeat performance very likely. $35

4 Ray Rice Ravens, RB

His weekly production is as reliable as Rush Limbaugh’s 4th donut of the day. $34

5 Micheal Turner Falcons, RB

The Burner……if in the ‘08 season he was fueled by petroleum products……he apparently switched to “easy bake oven” technology ‘09…..he’ll get it back on track in ‘10. $30

6 Frank Gore 49ers, RB

The forecast calls for high weekly averages with spotty nagging injuries all season. $27

7 Steven Jackson Rams, RB

This much potential hasn’t been squandered since Matt Damon turned down Famke Jannsen in Rounders. $25

8 Andre Johnson Texans, WR

2009 receiving yards leader by over 200 yds. Potential for even more TD’s, but his performance is tied to Schuab staying healthy. $24

9 Larry Fitzgerald Cardinals, WR

If Warner retires, the Cardinals WR’s are going to be like Rage Against the Machine trying to go on without Zach de la Rocha. $23

10 Cedric Benson Bears, RB

The question is….does his deal with the devil extend into the 2010 season? Or does he go back to the Cedric we know and hate? $22

11 Ryan Grant Packers, RB

Not the sexiest RB in terms of flash, but he does his job well……oddly the exact opposite can be said of Megan Fox. $21

12 Jamaal Charles Chiefs, RB

The Chiefs miserable team is not doing him any favors, but he is the kind of guy that is going to find a way to get his. $21

13 DeAngelo Williams Panthers,RB

The perks at a time share pitch are all fun and games, but make sure you know what the Panthers are selling before you buy…basically, a full split of two great backs. $21

14 Vincent Jackson Chargers, WR

Is to San Diego WR’s what MadMen is to AMC…..both have made something completely irrelevant worth watching now. $20

15 Rashard Mendenhall Steelers,RB

Although we don’t expect him to be unbelievable in ‘10; being the lead RB in PIT guarentee’s a certain level of scoring. $19

16 Reggie Wayne Colts, WR

Like Charlize Theron, were not sure what we’ll get out of Reggie next; the hottie in The Italian Job or the psycho in Monster that murders your fantasy season. He killed fantasy owners down the stretch of ‘09. $19

17 Aaron Rodgers Packers,QB

If his offensive line continues to give him the sandlot approved 5 banana count again next year like they did the second half of ‘09, we expect him to be the top rated fantasy QB again. $19

18 Drew Brees Saints, QB

In each of the past 4 years he’s put up a minimum of 4,300 yds and 26 tds. Not too bad of numbers to build a fantasy team around. $19

19 DeSean Jackson Eagles, WR

Despite the fact that is was a turbulent ride with big swings in production….he had the highest average pts/game among Fantasy WR’s last year. $19

20 Brandon Marshall Broncos, WR

It seems like every year leading up to Fantasy Drafts/Auctions, there are a lot of questions and reasons not to go after #15…for now we remain very optimistic on his ‘10 season. $19

21 Peyton Manning Colts, QB

Is he pimping any insurance companies on TV yet? If not he should, because when he’s your FF QB, you always feel like your in good hands. $18

22 Miles Austin Cowboys, WR

We found out that his 200 yd game was not a one hit wonder last year….now we’re curious if his ‘09 season was….if it’s not, look for Blind Melon, The Proclaimers, Chumbawumba and Hanson to be knocking on his door for advice. $18

23 Randy Moss Patriots, WR

Don’t get me wrong, its not that we don’t like Moss’ ‘09 numbers, its just we’re kind of left with a bad taste in our mouths with how he went out in his last few games. $18

24 Thomas Jones Jets, RB

If you seek flashy highlight reel TD replays, go elsewhere, but if you like reliable production, you’ve come to the right place…assuming Father Time doesn’t finally take him down. $17

25 Ronnie Brown Miami, RB

He’s still young and we love him when healthy, but how many times can he bounce back from injury and be his old self. $17

26 Calvin Johnson Lions, WR

Looking more like a ’second tier’ transforming action figure of the 80’s……Gobot in disguise! $15

27 Beanie Wells Cardinals, RB

The trend at the end of 2009 season was Wells finally started getting the bulk of the carries over Hightower. If that continues into 2010, Wells will post solid numbers. $15

28 Knowshon Moreno Broncos, RB

With just under 1000 yds rushing and 9 total td’s in 2009, he didn’t exactly blow us away, but it wasn’t a disaster either. Entering his second year he’ll be counted on more and should deliver. $14

29 Anquan Boldin Cardinals, WR

If it’s not too late, someone call Jeff Probst, Boldin would absolutely destroy the competition in an “injury bug” challenge on Survivor. $14

30 Joesph Addai Colts, RB

Addai’s only 26…apparently he, Danny Almonte and Greg Oden all get their fake id’s from the same place. $13

31 Kevin Smith Lions, RB

If you can talk yourself into a Detroit Lions RB not named Barry Sanders, then by all means. $12

32 Pierre Thomas

Saints, RB

He plays Suzanne Summers in the Saints aggravating Three’s Company sitcom. He is the hottest by far, yet Mike Bell in the role of the butch brunette gets far too much screen time $12

33 Tom Brady Patriots, QB

Like DeNiro/Pacino in Godfather II & Heat…Brady/Moss had some incredible highs, lets hope 2010 doesn’t turn into a collect the paycheck year and pump out a ‘Righteous Kill’ type season. $12

34 Sidney Rice Vikings, WR

He’d still be good, but if Favre retires, we’re not as bullish on Rice with T Jack or Gus throwing to him. $10

35 Greg Jennings Packers, WR

His reversal of fortune last season rivals only that of an ameteur competitive eater; one minute focused and poised for a Coney Island Championship, the next he’s got semi-digested wet hot dogs & buns all over his shoes. $10

36 Roddy White Falcons, WR

Seriously, Mr. White….Mr. Blonde wants to know, “are you going to bark all day little doggie, or are you gonna bite?” $10

37 Steve Smith Carolina, WR

He’s still near the front of the plane, it just feels like he’s moved from first class to businees class after last year. $10

38 Matt Schaub Texans, QB

The under appreciated girl in high school who you knew was hot and now you’re too late to the party. $9

39 Dallas Clark Colts, TE

Dallas International Airport is the nation’s 3rd busiest, Dallas Clark is our #1 ranked TE. Suck it airport. $9

40 Antonio Gates Chargers, TE

No signs of SD going back to a run heavy offense with the aging LT-Style Electric Slider (he don’t like that call) $9

41 Vernon Davis 49ers, TE

Has all the physical gifts to be in the movie Avatar, he just couldn’t learn how to speak Na’Vi. $8

42 Chad Ochocinco Bengals, WR

He’s never been a TD machine; it was always the consistent big yards & receptions that made him special, but with declining numbers in those areas, he starts to look more ordinary. $7

43 Phillip Rivers Chargers,QB

Trending well; since 2007 he’s increased Yardage and TD totals while reducing INT’s every year. $7

44 Owen Daniels Texans, TE

This ranking assumes a full recovery and return to 2009 form, when he was a top TE. $7

45 Matt Forte Bears, RB

The teen equivalent of going from Prom King to Chess Club in one year. High School can be so cruel. $7

46 Jonathon Stewart Panthers, RB

Would love him if he was the workhorse back in this offense, but might have to wait a little while longer for that scenario to play out. $7

47 Marques Colston Saints, WR

That’s Marcus with a “Q”. Oh, of course it is Mrs. Colston, what a lovely child. $6

48 Steve Smith Giants, WR

A great #2 Fantasy WR that will give you week in week out receptions and yardage. $6

49 Santonio Holmes Steelers, WR

If Santonio Holmes career parallels Larry Holmes career we believe next season could be the Gerry Cooney fight where Holmes really finds his stride. $6

50 Tony Romo Cowboys, QB

Tony Romo does a little too much peacocking to be a true Cowboy. He fell flat in the final game. He has been a bit streaky but with Austin, Witten and Jones their offense looks to be dangerous. $6

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post Category: Falcon Insurance Videos post Comments (0) postMarch 9, 2010

Hardtalk about realistic PC wargame simulators ep1. Combat Flightsimulator Naval warfare RTS FPS Tank Simulators Extremily quick done slideshow and the narration done by me. 1 sales 51 mechanical engineer 2 CPA 52 physician 3 controller 53 compliance 4 marketing 54 hvac 5 tax 55 regulatory affairs 6 software 56 operations 7 Human Resources 57 procurement 8 engineer 58 vp 9 business development 59 IT 10 Accounting 60 Civil Engineer 11 software sales 61 market research 12 manufacturing 62 inside sales 13 finance 63 business intelligence 14 sap 64 international 15 construction 65 CISCO 16 java 66 SEC Reporting 17 recruiter 67 architect 18 project manager 68 crm 19 retail 69 internal audit 20 healthcare 70 telecom 21 Pharmaceutical 71 director 22 SEC 72 Treasury 23 CFO 73 purchasing 24 Supply chain 74 Financial Advisor 25 Audit 75 Brand Manager 26 product Manager 76 oncology 27 international tax 77 Peoplesoft 28 accountant 78 advertising 29 Insurance 79 sales engineer 30 Oracle 80 kpmg 31 pharmacist 81 Financial services 32 Compensation 82 telecommunications 33 engineering 83 food 34 security 84 tax manager 35 hospital 85 Medical Sales 36 sales manager 86 sas 37 Technology 87 recruiting 38 attorney 88 benefits 39 medical device 89 spanish 40 electrical engineer 90 automotive 41 Staffing 91 CPG 42 nurse 92 C++ 43 wireless 93 Call Center 44 aerospace 94 accounting manager 45 financial analyst 95 Pharmacy 46 .NET 96 enterprise software 47 HR 97 analyst 48 storage 98 government 49 medical 99 banking 50 manager 100 Hedge Fund youporn andrea berg youtube rihanna myspace Chris Crocker Dick Obama Kevin Nalts

http://www.youtube.com/watch?v=lCEABigdOt8&hl=en

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One of the Largest yachts in the world costs more than 150 million dollars, the Maltese Falcon Yacht is the yachters dream come true, owned by Tom Perkins, a multi millionaire that can let you borrow his toy for 325,000 Euros each week. Currently, the vessel is for sale, it will cost you $178,606,500. With a shiny black frame, there can be no boating enthusiast that won’t drool upon seeing this majestic vessel.

The yacht itself is 88 meters long, almost the same as the Lurssen’s Eos and Royal Huisman’s Athena. Built under the Dina Rigg concept, it was a classical invention by a Wilhelm Prolss. Although the design was intended for commercial freight use to carry less crew members, it was adopted to the design.

Design

* Although it has been modeled from a classic yacht, it is considered as a new type of yacht. The sailing system has been upgraded. Called the falcon rig, it has a three mast, it is self-standing, and rotating masts have 15 sails which has a 2,400 sq. meters of sail area. It is being controlled by the Perini Navi Sail Control, it boasts unrivaled safely and maneuverability.

* The 15 sails are being stored in the masts, as there are five per mast, they can be fully unfurled into the tracks in less than 6 minutes. There are also 3 masts made of carbon fiber in which it can rotate.

Engine

* The ship has 2 1,800 Hp Deutz engines. It runs tops speed at 1800 rpm and cruising at 20 knots. The engine makes minimal waves and gives no vibration or even noises. It has a non turbulent and smooth wake.

Interior Design

* There is a very noticeable beauty in the ships’ atrium, The 3 decks are all united by the circular stairway that surrounds the Main Cast. This creates a spiral effect that is beautified by natural lighting from the above floors.

* Its insides can be described as the most luxurious contemporary décor. It encompasses a soothing look, very delightful furnishing that’s worlds best.

Deck

* The deck is openly wide. It has a main saloon. Also there are Aft Cockpit, studio Areas and the dining room. The ship supports of up to 12 guests for extreme comfort, with 5 staterooms on the lower floors and a unique passage cabin located in the upper deck, all complete with a private cockpit.

* There is also a sun-bathing area, it is protected for privacy, and this area is also near the Wheelhouse, an ultra modern area that is considered as the heart of the Maltese Falcon Yacht.

Crew

* The total Crew count of the Falcon is 18. They maintain the yachts beauty and all its technical aspects. As it is available for charter, the onboard hotel is also being taken care of the crew members. With the 12 guests that it accommodates, it can also handle an additional 4 guest staffs. Food and drinks are one of the finest; there is an onboard chef with stewards/stewardess to facilitate the guests.

Manufacturer

* The ship has been produced bye a company known as Perkins. In the manufacturing stage, it has been under direct supervision of an English company, Insensys and Gerard Kijkstra and Partners which is a Dutch company.

The Maltese is the best in entertaining crowds. The crowd pleaser vessel only anchors in selected ports, it can be considered a once in a blue moon event for seeing such beauty. With foaming crests of sea water, they can catch a lot of attention, especially with its gigantic sails.

The Maltese falcon can cross the Atlantic in 10 days. The extraordinary yacht is a masterpiece without equal. It is possible to control the vessel with just one person. It also has an onboard advanced computer that will adjust the yacht’s controls for the best sailing experience. However, Tom doesn’t like this method of cruising in his yachts; an operator must be at bay for activating controls.

The Maltese Falcon Yacht Charters started in the summer of 2006, with a huge charter price; it is best suited for other millionaires looking for the best yachting experience that money can buy.

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post Category: Falcon Insurance Articles post Comments (0) postMarch 8, 2010

Ford Motor Company is the third largest car manufacturer in the world and has been in the automobile industry since 1903. Ford is a reputed vehicle manufacturer due to their constant effort to renovate designs engineered for safety, comfort and reliability. Econoline also referred to as E-Series, was the Ford van introduced in 1961. The inspiration behind the Econoline Ford vans was to provide consumers with a compact and durable van. This van has turned into an essential for commercial companies requiring extensive delivery and travelling to run their businesses. Since 1980, it has been the top selling American van for the last 28 years, with over 6 million vans constructed till date.

The first van introduced by Ford was the Ford Falcon van. It was manufactured from 1961 to 1967. The Ford Falcon was distinguished by its flat nose, and the engine located between and behind the front seats. This vehicle was used by established companies such as Bell Telephone System. In 1968, Ford vans were recreated to have the engine in the front under a short hood. They also included I beam front suspension engineered designs and a V8 engine. In 1992, The E-Series Ford Vans were honoured with The Truck Of The Year title. From 1992 to 1997, Ford vans started becoming more aerodynamic, had no tail light lenses, lower front bumpers and were fully equipped with dual airbags. The setback of Ford vans in the late 90’s was their tendency to roll over because of their high centre of gravity and heavy passenger load.

But all that has been rectified with the variety of additional features incorporated into the new 2008 Ford vans. The new Ford vans have been redesigned completely with quality upgrades with a capacity of up to 15 passengers. The vans today are created with roll stability control technology, to help drivers maintain vehicle control during extreme situations. Ford vans are available as commercial vans, recreational vans, XL, XLT, and Chateau Wagons. These vans can be used for a variety of professional and personal tasks offering the ideal space for either family and/or transport goods.

The van is built in with an econocargo storage system made up of durable panels and high density polyethylene to protect any goods or delivery items. The storage system is also insulated to retain heat or cold. Companies that offer catering and food services to people would find this van extremely useful since food often requires to be kept cool or warm. Medical companies also require medicines, lab samples, organs and other crucial items to be kept at low temperatures and to transport them, this van would be a perfect option. Vans come in six different seating arrangements. The master rack workbin installed is catered to individuals that need containers for fastening their tools and parts needed for work. It is a quiet storage solution for your tools within your van. These vans also have a reverse sensing system to warn drivers of obstacles behind the van when reversing the vehicle.

The engines available in Ford van models are 4.6 litre, 5.4 litre, 6.8 litre and 6.0 litre diesel engines. Ford vans have deep skirt engine blocks with low friction aspects enhancing the van’s reliability. All engines are designed with fuel economy characteristics. If your van is properly equipped it can tow up to 3,130 kilograms. If you need a van for your personal or professional needs then you could do a whole lot worse than choosing one which has been the best selling van for the last 20 years! Ford vans are an excellent choice offering good fuel economy, cheap van insurance and low running costs. Don’t just buy any van. Buy an excellent van that can be utilized at every opportunity.

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post Category: Falcon Insurance Articles post Comments (0) postMarch 7, 2010

The Ford Motor Co. bagged five top category awards in an annual survey of new car quality, more than any other automaker, according to J.D. Power and Associates. Ford overthrown the Toyota Motor Corp. and has become the winner of the most category honors in the previous year’s survey.

Toyota dropped to 7th place from 4th place last year in the overall nameplate ranking. Porsche led the overall list, followed by Lexus and Lincoln. The Mercury brand placed 8th and the Ford brand was 7th.

Neal Oddes, the director of product research and analysis for J.D. Power, said that it is the first in a number of years that all three of Ford’s nameplates – Ford, Lincoln and Mercury – surpassed the industry average. None of the General Motors Corp. or the Chrysler Group brands ranked above industry average, although some individual brands made gains compared to the 2006 survey.

The 2007 Initial Quality Study rates overall brand quality and also ranks vehicles within specific segments or categories. Top model segment honors went to the Ford Mustang, Lincoln Mark LT, Lincoln MKZ, Mazda MX-5 Miata and the Mercury Milan.

The Mustang, based on the Falcon compact, is one of the landmark vehicles in the Ford lineup. As a fact, it remains in production after significant revisions. The Lincoln Mark LT, a luxury pickup, is the successor of the Blackwood. The Mark LT, based on the Ford F-150, is built at Ford’s River Rouge Plant. The Lincoln MKZ, on the other hand, is the replacement of the Zephyr. Sales of the MKZ started in September in the previous year.

The Mazda MX-5, also called the Miata, is a sports car that revived the roadster segment of the automaker. The Miata is the world’s best-selling sports car, with over 800,000 units sold. The Mercury Milan, a midsize sedan built on the Ford CD3 platform, is the upscale version of the Ford Fusion. The vehicle features unique front and rear fascia styling, distinctive LED tail lights, modified suspension, enhanced auto interior, projector head lamps and fog lamps, and huge rear doors.

Overall, fourteen Ford product lines placed in the top three of their respective categories. Other top category finishers were Mercedes-Benz and Toyota, which each earned three segment awards. Ford had some excellent product launches for the 2007 model year, Oddes said. Most of the automaker’s improvement came by overcoming defects. The Ford Edge, for example, garnered high marks in the study.

The Edge, a midsize crossover SUV, is based on the Ford CD3 platform, originally introduced on the Mazda 6. The platform is shared with the Lincoln MKX, and the Mazda CX-9 crossovers, the Ford Fusion, Mercury Milan, and the Lincoln MKZ sedans. The Edge made its public debut at the 2006 North American International Auto Show. The delivery of the Edge was delayed due to supplier glitches as well as to check on the quality of the vehicle. Now, the crossover SUV is reaping good feedback from consumers.

The J.D. Powers survey measures design quality and production defects or malfunctions at the 90-day point of ownership and is considered a major automotive quality gauge. Some 97,000 owners and lessees responded to the 228-question surveys. Vehicles were evaluated between November 2006 and January of this year.

In a separate survey Ford’s Wixom assembly plant, shuttered last week, won the Platinum Plant Quality Award for producing vehicles with the fewest defects. It is the first time since 1999 a North American plant garnered that award, J.D. Powers said.

J.D. Power and Associates’ marketing research consists primarily of consumer surveys. Its ratings are based on the survey responses of randomly selected or pre-determined auto purchasers.

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post Category: Falcon Insurance Articles post Comments (0) postMarch 6, 2010

Adversity has created a unique business buying opportunity if you are prepared to think like a contrarian. Warren Buffet claims that he likes to buy when others are selling, because popular opinion is almost always wrong. Being a contrarian, and taking advantage of the opportunities created by an unusually weak economy will seem unnatural to you at first. It may have also seemed unnatural to Mr. Buffet initially.

If it seems so unnatural, why should you consider adversity as a great business buying opportunity? There are actually a couple of very good reasons. First of all there will be businesses available for sale where the owners have become so tired of their many difficulties that they just want out. And they want out at any price. However, you will not likely find very many good businesses where the owners will want out at any price. So deals where you can almost name your own price will be quite rare. Owners may be tired but not to the point of being irrational. But in real estate parlance many will be highly motivated to try to make some kind of deal.

The other reason that you should consider adversity has created a great business buying opportunity relates to timing. When revenue and profit are down considerably from what is considered normal, most of the shortcomings of the business and its method of operating become exposed. And they will be easy to identify. You will learn what the worst is, without having to work very had to discover it. Things that good times, and reasonable results may tend to obscure, will become glaringly apparent under the bright light of adversity. You will be able to easily identify the shortcomings and determine which if any you can easily and inexpensively remedy, and those that will be more challenging and more costly

After identifying all the shortcomings. And you have rated them according to ease and cost of remedying, you will be in a good position to really determine how good a business buying opportunity you are evaluating. You can then conduct your own valuation to determine how it compares with the asking price. You may find that they are very close, although owners are frequently a bit short sighted about the various shortcomings of their businesses. The list of shortcomings that you have compiled and rated will give you objective arguments for use in price negotiations. And in concept it comes down to this. If you can buy for a price that is less than your adjusted valuation, you will likely do well. But there is a proviso.

The proviso again relates to timing. You need to examine the extent of the risk that buying at this time will expose you to. And that mostly depends on your assessment of the timing of the return to more normal market conditions. If you had to bet, would you bet that circumstances are more likely to get better or get worse. You need to be very realistic, and try to base you bet on objective measurements. Because it is your money. If you bet that things will get better, and they get worse, what will being a contrarian cost you? And can you afford it? Remember that despite the importance of great systems and processes, they are not a cure all. They are unable to put money in customers’ pockets so they can buy from you. They will enable you to perform relatively better than other businesses, but will that be enough.

Most of you will remember a public company called Nortel. At one time it was the darling of the telecommunications fans. After its price started falling, many people bought it because it looked cheap, because the price was down. They focused solely on price, and did not examine the cracks in the foundation of the underlying business. They found that what looked cheap, could get an awful lot cheaper. Those that understood that, and examined the underlying fundamentals objectively, avoided the stock.

So adversity can create great business buying opportunities for those that know what they are doing. Competition for business will be way down. And competition is a reflection of demand. So facing reduced demand, with no corresponding reduction in supply, basic economics tell us that prices will fall. And that is independent of any other fundamentals.

If you are familiar with the industry, and can properly assess the downside risk, you should adopt a contrarian point of view. If the economy is at the low point in the business cycle, things will only get better, and with them, the prospects for the business you are evaluating. The trick is identifying that exact time. And being able to hold on if you are wrong.

When you decide to take advantage of the great business buying opportunity provided by any adversity, try to wear a belt and suspenders. Don’t knowingly step in front of a freight train by buying when you think conditions are due to decline again. And when you make your offer, try very hard to include some kind of contingent pay out as part of the price. You may have to give up a bit of future earnings, in exchange for obtaining the needed downside protection. That’s OK. Remember that downside risk involves real money, whereas future earnings are what is called in the movie the Maltese Falcon, talking money rather than coin of the realm. I would much rather lose talking money than coin of the realm. Wouldn’t you?

You are right. This business of trying to estimate your downside is definitely something that is easier said than done. At least with any degree of precision. That your estimate will lack precision should not be a deterrent to doing it. There is great value in doing the thinking associated with estimating your downside and dealing with it to some degree. And knowing that you will never be completely accurate or precise should keep you from obsessing over it.

Remember, trying to get that type of downside protection should not be restricted to buying under adverse circumstances. For most prospective business owners giving up a little of the upside in exchange for downside protection should be as normal as getting insurance. Consider the bit of upside you forgo as the premium you pay for the downside protection. Just like an insurance premium.

For more actionable information that will help you in assessing a business buying opportunity take a look at the information at http://www.selling-a-business-without-stress.com/freereport.html. Although it is written to help sellers of businesses, it will work well for you. It is written from the perspective of what buyers should look for in a business, and accordingly what business owners should provide.

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